Our Insurance Services

Comprehensive insurance and risk management solutions tailored to your individual and business needs in Zambia.

At Blue Sky Insurance Brokers, we understand that navigating the complexities of insurance can be overwhelming. With a wide range of plans available, making an informed decision can be a challenge — that's where our expertise comes in. We're not just insurance brokers; we're your partners in risk management.

Choose your insurance plan

We believe in empowering individuals and businesses to make informed choices that align with their specific needs and budget.

Motor Insurance

We can secure your vehicle from unforeseen circumstances and protect you from financial loss. Covering private vehicles, fleet, and commercial trucks.

Comprehensive cover Third-party fire & theft Third-party only Fleet management policies
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Life & Health Insurance

Life and health insurance solutions tailored just for you. Protect your loved ones and secure their future with the right cover.

Term life insurance Group life schemes Medical / health cover Personal accident
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Home Insurance

Insure your house and everything in it. Whether you own or rent, we have the right policy to protect your home and contents.

Building structure cover Contents & valuables All-risks cover Landlord's liability
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Business Insurance

Engineering, agriculture, commercial property and more — comprehensive business solutions that protect you and your enterprise.

Commercial property Engineering all-risks Agriculture insurance Contractors all-risks
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Marine Insurance

We offer marine insurance services including goods in transit cover and haulier's liability. Protect your cargo throughout its journey.

Goods in transit Haulier's liability Import & export cargo Open cover policies
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Liability Insurance

Protect yourself or your business from financial legal liability with our third-party legal liability insurance solutions.

Public liability Employers' liability Product liability Professional indemnity
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Travel Insurance

Going on holiday? Do not forget to get your travel insurance with us. We have got you covered everywhere in the world.

Medical emergencies abroad Trip cancellation Lost luggage cover 24/7 emergency assistance
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Agriculture Insurance

Worry not about your crops or animals. Protect your farming investment against losses caused by drought, floods, pests, and disease.

Crop insurance Livestock cover Farm equipment Storage & produce cover
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Bonds & Guarantees

We offer bid bonds, advance payment bonds, and performance bonds to support your tender and contract obligations with confidence.

Bid / tender bonds Performance bonds Advance payment bonds Retention bonds
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Risk Management Services

We go beyond traditional insurance offerings by providing robust risk management services to empower our clients in Zambia.

Risk Assessment

Comprehensive identification and evaluation of risks across your operations.

Risk Mitigation Strategies

Practical strategies to reduce, transfer, or eliminate identified risks.

Insurance Consultancy

Unbiased, expert guidance on your insurance programme and risk financing needs.

Our Broker Promise

When you engage Blue Sky Insurance Brokers, you benefit from:

Independent Advice

We are not tied to any insurer — our loyalty is to you.

Market Access

11+ insurer relationships mean better choice and pricing for you.

Claims Advocacy

We represent you in claims, fighting for your fair settlement.

Ongoing Support

We review your cover annually and keep it aligned with your needs.

Not sure which cover you need?

Our experienced brokers will assess your situation and recommend the right insurance solutions at no cost to you.